Keep 100% of Your Commission. No Splits. Flat Fee Only.

Serving Sacramento, Northern California & Statewide Agents

If you’re a real estate agent or loan officer in Sacramento or Northern California and you’re tired of giving up a large percentage of every commission to a traditional brokerage, switching to a 100 percent commission real estate broker can dramatically increase your income.

At Alliance Bay Realty, we help Northern California real estate professionals keep 100% of their commissions while still receiving broker oversight, compliance support, and the freedom to run their business independently.

Why Sacramento & Northern California Agents Choose 100% Commission

Sacramento and surrounding Northern California markets continue to grow, but commission splits remain outdated.

Traditional Brokerage Example:

  • Sale price: $650,000
  • Gross commission (2.5%): $16,250
  • 70/30 split → broker takes $4,875

100% Commission Brokerage:

  • Agent keeps: $16,250
  • Pays only a flat transaction fee
  • No commission percentage taken

👉 More deals. More money kept.

What Is a 100% Commission Real Estate Broker?

A 100 percent commission real estate broker allows agents to:

  • Keep 100% of earned commissions
  • Pay a flat transaction fee
  • Eliminate commission splits
  • Operate independently
  • Receive broker supervision & compliance support

This model is ideal for experienced agents and producers who already generate their own business.

Serving Sacramento & All of Northern California

We proudly support agents throughout:

  • Sacramento
  • Elk Grove
  • Roseville
  • Rocklin
  • Folsom
  • Elk Grove
  • Davis
  • Yolo County
  • Placer County
  • El Dorado County

We also support agents throughout Northern California, including the Bay Area, Central Valley, and surrounding regions — all under one brokerage.

Ideal for Experienced Real Estate Agents & Loan Officers

Our Northern California 100% commission brokerage is ideal if you:

✔ Are a licensed California real estate agent or loan officer
✔ Generate your own leads
✔ Want freedom without micromanagement
✔ Prefer flat fees over commission splits
✔ Want compliance support without corporate pressure

If you already close deals, you shouldn’t be giving away your income.

What You Get While Keeping 100% Commission

Even though you keep all your commission, you still receive:

  • Broker oversight & compliance support
  • MLS guidance and transaction assistance
  • Transaction coordination options
  • Access to approved lenders
  • Technology & operational support
  • Freedom to build your personal brand

This is a modern brokerage model, not a traditional desk-fee office.

100% Commission Opportunities for Loan Officers in Northern California

We also offer 100% commission structures for loan officers, including:

  • Access to multiple wholesale lenders
  • Competitive loan programs
  • Independence and flexibility
  • Compliance support
  • Collaboration with real estate agents

One ecosystem. One broker. More income retained.

Is a 100% Commission Brokerage Legal in California?

Yes.
100% commission real estate brokerages are legal in California when structured correctly.

Our brokerage complies with:

  • California DRE requirements
  • MLS regulations
  • State and federal real estate laws

You get flexibility without compliance risk.

Why Choose Us Over Other Northern California Brokerages?

Many brokerages advertise “100% commission” but still take income in other ways.

What sets us apart:

  • No hidden commission splits
  • No franchise fees
  • No desk fees
  • No mandatory office hours
  • No forced lead programs
  • Statewide Northern California coverage
  • Broker access when you need it

We are built for independent, producing agents.

Frequently Asked Questions

Do you really take zero commission?

Yes. Agents keep 100% of their commission and pay only a flat transaction fee.

Can I work anywhere in California?

We support agents throughout Northern California.

Is this good for part-time agents?

Yes. Many agents are part-time, investors, or team leaders.

Do you provide training?

This model is best for experienced agents. We provide compliance and broker support.

Ready to Keep 100% of Your Commission in Northern California?

If you’re a Sacramento or Northern California real estate agent or loan officer ready to stop giving away your income, it’s time to join a 100 percent commission real estate broker built for professionals.

👉 Schedule a confidential conversation today
👉 Join a brokerage that lets you keep what you earn