Keep 100% of Your Commission. No Splits. Flat Fee Only.

Serving San Francisco, the Peninsula & Northern California

San Francisco is one of the most competitive and high-priced real estate markets in the country. If you’re a real estate agent or loan officer in San Francisco who is tired of giving away 30–50% of every commission to a traditional brokerage, switching to a 100 percent commission real estate broker can significantly increase your income.

At Alliance Bay Realty, we help San Francisco real estate professionals keep 100% of their commissions while still providing broker oversight, compliance support, and the flexibility to run their business independently.

Why San Francisco Agents Choose 100% Commission

In San Francisco, even one commission split can cost you tens of thousands of dollars.

Traditional Brokerage Example:

  • Sale price: $1,800,000
  • Gross commission (2.5%): $45,000
  • 70/30 split → broker takes $13,500

100% Commission Brokerage:

  • Agent keeps: $45,000
  • Pays only a flat transaction fee
  • No percentage taken by broker

👉 Same transaction. More money kept.

What Is a 100% Commission Real Estate Broker?

A 100 percent commission real estate broker allows agents to:

  • Keep 100% of earned commissions
  • Pay a simple flat transaction fee
  • Eliminate commission splits
  • Maintain full independence
  • Receive broker supervision & compliance support

This model is designed for experienced producers who already know how to generate and close business.

Serving San Francisco & the Peninsula

We proudly support agents throughout:

  • San Francisco
  • Daly City
  • South San Francisco
  • Brisbane
  • San Bruno
  • Burlingame
  • San Mateo
  • Peninsula & nearby markets

We also cover all of Northern California, allowing agents to work multiple regions under one broker.

Ideal for Experienced Agents & Loan Officers

Our San Francisco 100% commission brokerage is ideal if you:

✔ Are a licensed California real estate agent or loan officer
✔ Generate your own leads
✔ Want freedom without micromanagement
✔ Prefer flat fees over commission splits
✔ Want compliance without corporate pressure

If you already close deals, you shouldn’t be giving away your income.

What You Get While Keeping 100% Commission

Even though you keep all your commission, you still receive:

  • Broker oversight & compliance support
  • MLS guidance
  • Transaction coordination options
  • Access to approved lenders
  • Technology & operational support
  • Freedom to build your personal brand

This is a modern brokerage model, not a traditional desk-fee office.

100% Commission Opportunities for Loan Officers in San Francisco

We also offer 100% commission structures for loan officers, including:

  • Access to multiple wholesale lenders
  • Competitive programs and pricing
  • Independence and flexibility
  • Compliance support
  • Collaboration with real estate agents

One platform. One broker. More income retained.

Is a 100% Commission Brokerage Legal in California?

Yes.
100% commission real estate brokerages are legal in California when structured properly.

Our brokerage complies with:

  • California DRE regulations
  • MLS requirements
  • State and federal real estate laws

You get flexibility without regulatory risk.

Why Choose Us Over Other San Francisco Brokerages?

Many brokerages advertise “100% commission” but still take income in hidden ways.

What sets us apart:

  • No hidden commission splits
  • No franchise fees
  • No desk fees
  • No mandatory office hours
  • No forced lead programs
  • San Francisco & Northern California coverage
  • Broker access when you need it

We are built for independent, producing professionals.

Frequently Asked Questions

Do you really take zero commission?

Yes. Agents keep 100% of their commission and pay only a flat transaction fee.

Can I work outside San Francisco?

Yes. We support agents throughout Northern California.

Is this good for part-time agents?

Yes. Many agents are part-time, investors, or team leaders.

Do you provide training?

This model is best for experienced agents. We provide compliance and broker support.

Ready to Keep 100% of Your Commission in San Francisco?

If you’re a San Francisco real estate agent or loan officer ready to stop giving away your income, it’s time to join a 100 percent commission real estate broker built for professionals.

👉 Schedule a confidential conversation today
👉 Join a brokerage that lets you keep what you earn