Keep 100% of Your Commission. No Splits. No Franchise Fees.

Serving San Jose, Silicon Valley & Northern California

If you’re a real estate agent or loan officer in San Jose who is tired of giving away a large portion of your income to a traditional brokerage, it’s time to switch to a 100 percent commission real estate broker.

At Alliance Bay Realty, we help San Jose real estate professionals keep 100% of their commissions while providing broker oversight, compliance support, and freedom to run your business your way.

Why San Jose Agents Are Switching to 100% Commission

San Jose is one of the most expensive real estate markets in California. Commission splits here cost agents thousands of dollars per transaction.

Traditional Brokerage Example:

  • Sale price: $1,400,000
  • Gross commission (2.5%): $35,000
  • 70/30 split → broker takes $10,500

100% Commission Brokerage:

  • Agent keeps: $35,000
  • Pays only a flat transaction fee
  • No percentage taken by broker

👉 Same work. More money in your pocket.

What Is a 100% Commission Real Estate Broker?

A 100 percent commission real estate broker allows agents to:

  • Keep 100% of earned commissions
  • Pay a simple flat fee per transaction
  • Avoid commission splits forever
  • Maintain full independence
  • Receive broker supervision & compliance support

This model is designed for producers, not beginners.

Serving San Jose & Silicon Valley

We proudly support agents throughout:

  • San Jose
  • Santa Clara
  • Cupertino
  • Sunnyvale
  • Mountain View
  • Milpitas
  • Los Gatos
  • Campbell
  • Entire Silicon Valley

We also cover all of Northern California, allowing agents to work multiple markets under one broker.

Ideal for Experienced Real Estate Agents & Loan Officers

Our San Jose 100% commission model is best if you:

✔ Are a licensed California real estate agent or loan officer
✔ Generate your own leads
✔ Want freedom without micromanagement
✔ Prefer flat fees over commission splits
✔ Want compliance without control

If you already know how to close deals, you should not be giving up 30–50% of your income.

What You Get (Even at 100% Commission)

You keep all your commission and still receive:

  • Broker oversight & compliance
  • MLS guidance and support
  • Transaction coordination options
  • Access to approved lenders
  • Technology & operational support
  • Freedom to build your personal brand

This is not a desk-fee office model — it’s a modern brokerage built for professionals.

100% Commission Brokerage for Loan Officers in San Jose

We also offer 100% commission opportunities for loan officers, including:

  • Access to multiple wholesale lenders
  • Competitive pricing
  • Independence
  • Compliance support
  • Integration with real estate agents

Real estate and mortgage professionals benefit from one streamlined ecosystem.

Is a 100% Commission Brokerage Legal in California?

Yes.
100% commission real estate brokerages are legal in California when properly structured.

Our brokerage complies with:

  • California DRE requirements
  • MLS regulations
  • State & federal laws

You get the flexibility without regulatory risk.

Why Choose Us Over Other San Jose Brokerages?

Not all “100% commission” brokerages are the same.

Our difference:

  • No hidden splits
  • No franchise fees
  • No desk fees
  • No mandatory office time
  • No forced lead programs
  • San Jose & Northern California coverage
  • Broker access when you need it

We are built for independent producers, not commission harvesting.

Frequently Asked Questions

Do you really take zero commission?

Yes. You keep 100% of your commission and pay only a flat transaction fee.

Can I work outside San Jose?

Yes. We support agents throughout Northern California.

Do you provide training?

This model is best for experienced agents. We provide compliance and broker support.

Can part-time agents join?

Yes. Many of our agents are part-time, investors, or team leaders.

Ready to Keep 100% of Your Commission in San Jose?

If you’re a San Jose real estate agent or loan officer ready to stop giving away your income, join a 100 percent commission real estate broker built for professionals.

👉 Schedule a confidential conversation
👉 Join a brokerage that lets you keep what you earn