Keep 100% of Your Commission. Pay a Simple Flat Fee.

Serving the Bay Area & Northern California

Are you a real estate agent or loan officer in the Bay Area tired of giving up 30–50% of your hard-earned commissions to your broker?

At Alliance Bay Realty, we are a 100 percent commission real estate brokerage serving the Bay Area and all of Northern California, designed for experienced agents and loan officers who want to earn more, keep more, and stay independent.

What Is a 100% Commission Real Estate Broker?

A 100% commission real estate broker allows agents to:

  • Keep 100% of their commission
  • Pay a low flat transaction fee instead of splits
  • Maintain full control of their business
  • Work independently with broker support when needed

Unlike traditional brokerages that profit from your production, our model is built to support agents—not take their income.

Why Bay Area Agents Choose a 100% Commission Model

The Bay Area is one of the highest-priced real estate markets in the country. Giving up large commission splits here can cost agents tens or even hundreds of thousands of dollars per year.

Traditional Brokerage Example:

  • 70/30 split on a $1,500,000 sale
  • Agent commission: $37,500
  • Broker keeps: $11,250

100% Commission Brokerage:

  • Agent keeps: $37,500
  • Flat fee: minimal
  • Broker does not take a percentage

👉 You keep what you earn.

Who We Serve in the Bay Area

We support real estate professionals across:

  • San Jose
  • San Francisco
  • Oakland
  • Fremont
  • Sunnyvale
  • Santa Clara
  • San Mateo
  • Alameda County
  • Contra Costa County
  • Marin County

We also cover all of Northern California for agents who work multiple markets.

Ideal for Experienced Agents & Loan Officers

Our 100% commission brokerage is ideal if you:

✔ Are a licensed California real estate agent or loan officer
✔ Generate your own leads
✔ Want freedom without micromanagement
✔ Prefer flat fees over commission splits
✔ Want broker compliance & support when needed

If you already know how to close deals, you should not be giving away your income.

What You Get With Our 100% Commission Brokerage

Even though you keep 100% of your commission, you still receive:

  • Broker oversight & compliance support
  • Transaction coordination options
  • Access to approved lenders
  • MLS support & guidance
  • Technology & systems support
  • Freedom to brand yourself

This is not a desk-fee office model — it’s a modern, agent-first brokerage.

Is a 100% Commission Brokerage Legal in California?

Yes.
100% commission brokerages are fully legal in California, as long as the broker provides proper supervision and compliance.

Our brokerage structure complies with:

  • California DRE regulations
  • MLS rules
  • State & federal real estate laws

You get the freedom without the risk.

Why Choose Us Over Other 100% Commission Brokers?

There are many brokerages claiming “100% commission.” Few actually deliver.

What makes us different:

  • Transparent flat-fee structure
  • No hidden splits
  • No franchise fees
  • No forced desk time
  • No mandatory lead programs
  • Northern California coverage
  • Broker accessibility when you need it

We are built for professionals, not beginners.

100% Commission for Loan Officers (Same Philosophy)

We also offer 100% commission opportunities for loan officers, with access to:

  • Multiple lenders
  • Competitive pricing
  • Independence
  • Compliance support

Real estate and mortgage professionals benefit from one integrated ecosystem.

Frequently Asked Questions

Do you really take zero commission?

Yes. Agents keep 100% of their commission and pay only a flat transaction fee.

Do I need to be full-time?

No. Many of our agents are part-time, investors, or team leaders.

Can I work anywhere in Northern California?

Yes. We support agents throughout Northern California.

Do you provide training?

We provide guidance and compliance support. This model is best for agents who already know how to close deals.

Ready to Keep 100% of Your Commission?

If you’re a Bay Area real estate agent or loan officer ready to stop giving away your income, it’s time to switch to a 100 percent commission real estate broker.

👉 Schedule a confidential conversation today
👉 Join a brokerage built for producers