Here’s a structured list of questions real estate agents may ask their broker about the Disclosure Information Advisory (CAR Form DIA in ZipForms), with detailed explanations:

Disclosure Information Advisory (DIA) – Questions & Explanations

1. What is the purpose of the Disclosure Information Advisory?
   The DIA explains that there are numerous disclosures required in a real estate transaction by law, contract, or practice. It informs buyers and sellers that they may receive multiple forms and must review them carefully.
2. Is the DIA required by law, or is it just a recommended form?
   The DIA is not mandated by statute but is strongly recommended. It helps protect brokers by showing that the client was informed of their duty to review and understand disclosures.
3. When should the DIA be given to clients?
   It is typically provided at the beginning of the transaction, along with other disclosure forms, so clients are aware early in the process.
4. Does the DIA replace other disclosure forms?
   No. It supplements them by emphasizing the importance of reading all disclosures. It does not take the place of legally required disclosures like the TDS (Transfer Disclosure Statement) or NHD (Natural Hazard Disclosure).
5. What does the DIA advise buyers to do with the disclosures they receive?
   Buyers are advised to thoroughly read all disclosures, ask questions if they don’t understand, and consult with qualified professionals if needed (such as inspectors, attorneys, or contractors).
6. What does the DIA advise sellers about their responsibilities?
   Sellers are reminded that they must disclose all material facts known to them, even if not specifically asked, and that failing to do so may result in liability.
7. Does the DIA address the broker’s responsibility regarding disclosures?
   Yes. It clarifies that brokers are not expected to verify all information provided by third parties (such as inspectors or governmental agencies) but must disclose anything they know or reasonably should know.
8. What protections does the DIA provide for brokers?
   It documents that the client was advised to carefully review disclosures, which reduces the likelihood of a claim that the broker failed to explain the importance of those documents.
9. How should the DIA be signed?
   Both the buyer and the seller sign the DIA to acknowledge receipt and understanding of the advisory.
10. What happens if a client refuses to sign the DIA?
    While the transaction can still proceed, the broker may want to document that the advisory was provided but the client declined to sign, in order to limit liability.
11. Does the DIA discuss the use of outside experts?
    Yes. It advises buyers and sellers that they may need to rely on outside professionals for specific issues (e.g., structural, geological, environmental), and that brokers cannot be expected to provide expert opinions in these areas.
12. Is the DIA specific to residential transactions, or can it be used in commercial deals too?
    While it is commonly used in residential transactions, it can be applied in commercial transactions as well since disclosure obligations also exist there.
13. How does the DIA help in case of future disputes?
    If a buyer later claims they did not know the importance of certain disclosures, the signed DIA shows that they were informed in writing to read and understand all provided documents.
14. Should the DIA be uploaded into ZipForms along with the other disclosures?
    Yes. It should be included in the disclosure packet and retained in the broker’s transaction file as part of risk management.
15. Does the DIA cover electronic disclosures?
    Yes. It applies regardless of whether disclosures are delivered in paper or electronically. Clients are still responsible for reviewing them.

✅ This list of 15 numbered questions with explanations covers the purpose, timing, requirements, responsibilities of buyers, sellers, and brokers, protections, and dispute-prevention role of the Disclosure Information Advisory (CAR Form DIA in ZipForms).